What bank is your mortgage better off with?
“Am I better off with a big bank for my mortgage?” This is a question that is frequently asked by property buyers when it comes to choosing a mortgage lender. The answer, however, is very subjective as things like mortgage servicing, access to products and penalty calculations have to be considered when picking the best lender for your […]
Retirement Income Options You Haven’t Considered
Retirement income planning is a complicated, personal process. Many baby boomers set to retire in the upcoming years may be concerned about what their retirement income will look like. Saving into your RRSP and through an employee retirement plan offers some assistance and peace of mind. For many, maintaining their lifestyle may be impossible through such […]
Tips for a Successful RRSP Season in 2016
Retirement planning, especially as you’re getting closer to it, may be stressful. This RRSP season, you may be finding yourself thinking about unknown expenses that may occur in the future, how to maintain your lifestyle during retirement, and trying to ensure everything is going to be alright. You have been contributing to your registered retirement savings […]
Importance of Life Insurance in Family Law
Families typically consider life insurance policies as a forward looking estate planning tool, which it certainly is. However, in case of the unfortunate life event such as a separation or divorce, life insurance can also play a vital role from a context of family law. [tweet_dis]The Importance of Life Insurance in Family Law: Security Blanket[/tweet_dis] […]
Why Should You Care About Financial Literacy Month
November is Financial Literacy Month in Canada. What does it mean to a successful professional like yourself? In a nutshell, it means that you’re fully aware of your financial standing: know your net worth, how to reach your financial and personal goals. [tweet_box design=”default” excerpt=”Financial literacy is financial efficiencies and balance via @rubachandassoc #CountMeInCA #FLM2015″]Financial literacy for professionals […]
Take the Stress Out of Estate Planning with Reliable Advice
Sound estate planning should be a team effort between legal, accounting, financial and insurance professionals working together towards one cause: to optimize an estate plan that will support and meet your personal and/or familial goals and objectives. In case of business owners, their business must be included in the equation too. All the pieces of the […]
7 Insider Tips from a Mortgage Broker You Need to Read
You’re buying your first home, refinancing or getting a second mortgage. Do you know what a mortgage broker does and how s/he can help you? More often than not, people don’t know or fully understand, the value of an agent. In short, a mortgage broker shops the market for you and has a strong understanding on mortgage financing rules […]