Immigrants of Toronto

Oscar Cecena interviews Elke Rubach, founder of a Wealth Management Financial Planning called Rubach Wealth, who gives some advice on how to manage your finances during and after the COVID-19 pandemic.

Love & Dividends

Elke Rubach takes us through the importance of building a solid foundation for your financial plan, being empowered to ask advisers questions to feel comfortable, and creating goals based on behavior, cash flow confidence, and clarity.

Personal Pension Plans

Most Canadians are painfully unaware that as business owners, they can use pension legislation to their advantage by setting up a Personal Pension Plan (“PPP”).  Due to this lack of knowledge they miss out on a multitude of tax deductions and tax minimization strategies that simply don’t exist when one is using an RRSP for […]

How Ontario’s New Title Rule Opens the Door for Nationwide Standards

by Elke Rubachspecial to the globe and mail Ontario’s newly approved financial professionals title protection rule can and should lead to greater transparency in the financial services industry. But it’s just one of many steps needed to ensure Canadians are planning their financial futures with qualified professionals. By restricting the use of the financial planner […]

Understanding Retirement Income Tax

Person using calculator

When you retire, you’ll likely draw your income from several sources—such as retirement accounts, taxable investment accounts, and Social Security Benefits. Each of these sources is taxed according to its own rules. So, in order to accurately plan for your retirement, you need to know what these rules are, whether (and when) you’re required to […]

6 Steps to Protecting Your Wealth During Divorce

Two people with clasped hands across a table with a hear that has been broken in-between them.

A divorce is one of the most difficult transitions you can go through. When you add uncertainty about money, that transition can get even more stressful. Here are six steps to help keep your finances intact during—and after—a divorce: Step 1. Assess your finances and make a budget As divorce proceedings get underway, take stock […]