The Three Recipients of Your Wealth: Family, Tax Man, or Charity?

Introduction:   As we build our wealth and financial security, it’s essential to consider the ultimate destination of our hard-earned assets. When it comes to distributing our wealth, there are typically three major contenders: our beloved family members, the ever-present tax man, and the noble causes supported by charitable organizations. In this blog post, we […]

4 Financial Lessons to Emerge Stronger from the Pandemic

Rubach Wealth Toronto

It’s probably fair to say that most Canadians will be happy to bid farewell to 2020, and there are still three months to go until the end of the year. The pandemic has taken a heavy toll, from the loss of lives and jobs to the disruption of schooling and retirement. Financially, countless individuals and […]

Achieving Financial Confidence During Retirement

Rubach Wealth Toronto

Everyone has their own vision of an ideal retirement. For some, it means escaping winter for warm climates and playing as much golf as possible. For others, it’s all about time with grandchildren, volunteer work or pursuing favourite hobbies. One thing that no one wants in retirement is financial stress, yet that has been one […]

Smart Financial Planning for Business Owners

Rubach Wealth Toronto

Being a business owner can be stressful at the best of times. Amid mandatory lockdowns, unpredictable stock markets and a widespread economic slowdown, the past few months have dialed up the pressure and uncertainty even more than usual. Every business owner has their own unique challenges and requirements, yet some concerns are relatively universal: managing […]

Passing on the family cottage

Financial Planning

For countless Canadians, the cottage has a special place in our heart. It’s the patter of little feet and the joyous splash of our kids running along the dock and plunging into the lake. It’s the cozy afternoon of hot chocolate and