Life insurance is a powerful and versatile tool that can play important roles in your overall financial plan, including:

-Protecting your family
-Minimizing taxes
-Driving tax-advantaged investment growth
-Supporting a philanthropic strategy

Should you pass away, life insurance provides your beneficiaries with a lump-sum, tax-free payment to help them replace lost income, maintain their living standards, pay debts, or cover your final expenses or even as an asset class. Including life insurance in your financial plan now can help save needless frustration down the line for your loved ones.

At Rubach Wealth, we have the expertise to help you make smart use of life insurance in Canada to achieve your financial objectives.

Our team will take the time to understand your family’s unique circumstances, identify what you need and don’t need, and develop a tailored solution with a competitive cost.

Living Benefits – Disability and Critical Illness Insurance
Disabilities and critical illnesses can have life-altering consequences, including significantly impacting your ability to generate an income.

Disability and critical illness insurance allow you to proactively safeguard your family’s finances with income replacement in the event you’re unable to work.

We can take you through important conversations now to prepare you and your loved ones for the unexpected, as well as assessing whether existing coverage through your group benefits falls short of your needs.